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From Guesswork To Personalised Pricing: How Car Insurance Quotes Are Becoming Smarter In 2026

Two owners of the same model, same year, same city can now receive materially different car insurance quotes. That looks arbitrary from the outside. It is the visible edge of a long shift in how motor premiums are calculated in India, moving from category-based pricing towards pricing built on the specific vehicle and the specific driver. The regulatory groundwork was laid in stages. Own damage…

Free Press Journal 13/10/2026, 12:10:48 pm IST

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